Veteran's Administration Benefits for Seniors

July 26, 2018

 

The Benefit of Veterans Programs

 

12 million American veterans over 65 that served during a time of a foreign war. This makes them eligible for care assistance. My 87 year old fater in law receives over $600 per month and that goes a long way in defraying the total cost of his care. 

 

It is highly possible that your loved one may meet the eligibility for veteran administration programs as well. It is a "needs based program" that looks at a person’s assets and income to determine eligibility. It is a very viable option for seniors whose family is supporting them financially but would welcome financial assistance. In our case, we were able to get the paperwork done within a few months. Had I not been in the business of caring for seniors, I probably would have never known about the programs.

 

Types of Benefit Programs for Veterans

 

There are two programs offered - Aid & Attendance and Homebound - which have care need,, military service, and financial requirements that demonstrate need. These two programs are actually additional benefits to a VA pension and have their own set of eligibility criteria. To qualify, the individual had to serve at least 90 days of active duty, with one of those days being during active wartime. The recipient must then also fit one of the following criteria:

  • Be age 65 or older with limited or no income

  • Be totally and permanently disabled

  • Be a patient in a nursing home

  • Be receiving Social Security Disability Insurance

  • Be receiving Supplemental Security Income

Aid & Attendance Program

 

According to the VA your loved one (or their spouse) must have served during a time of foreign war and have the following needs:

  • Your loved one requires the aid of another person in order to perform personal functions required in everyday living such as bathing, feeding, dressing, attending to the wants of nature, adjusting prosthetic devices, or protecting his or herself from the hazards of your daily environment

  • They are bedridden, in that their disability or disabilities requires that they remain in bed apart from any prescribed course of convalescence or treatment

  • They are a patient in a nursing home due to mental or physical incapacity

  • Their eyesight is limited to a corrected 5/200 visual acuity or less in both eyes, or concentric contraction of the visual field to 5 degrees or less.

 

Homebound Program

This applies when your parent is substantially confined to their immediate premises because of a permanent disability.